ACORD (Association for Cooperative Operations Research and Development) is a global nonprofit organization founded in 1970 that serves the insurance industry by providing data standards and solutions. The organization is headquartered in Pearl River, New York, and operates internationally, working with insurance, reinsurance, and related financial services industries. ACORD develops and maintains standardized forms and data standards that facilitate information exchange between insurance carriers, agents, brokers, and related parties. These standards have become the global language of insurance and reinsurance data exchange, enabling seamless communication and improved efficiency across the industry. The organization’s standards are used in over 100 countries and have been adopted by thousands of insurance-related entities worldwide. The organization offers various services including standardized forms, electronic data standards, implementation guides, and testing tools. ACORD also provides certification programs for insurance professionals and organizations to validate their understanding and implementation of ACORD standards. Through its working groups and committees, ACORD collaborates with industry stakeholders to continuously evolve its standards to meet changing market needs and technological advances. ACORD maintains partnerships with major insurance industry associations and actively participates in industry initiatives to promote digitalization and modernization of insurance processes.