Close more home equity loans, faster.

Truv offers comprehensive verification services for home equity lending, including income verification, employment verification, asset verification, and insurance verification. Our all-in-one platform streamlines the verification process for lenders.

Truv’s income verification is trusted by home equity lenders for high conversion rates, direct-to-source data, and operational efficiencies. We offer a comprehensive solution that covers various income sources and verification methods.

Truv’s employment verification for home equity loans uses real-time, accurate data directly from employers. Our platform can verify employment status quickly, reducing manual verifications and accelerating the loan approval process.

Truv Waterfall is our unified platform that combines multiple verification methods, ensuring lenders can verify 100% of borrowers. This comprehensive approach maximizes efficiency and reduces the need for manual verifications in home equity lending.

Truv provides trusted data directly from the source, significantly reducing the risk of income and employment fraud. Our platform includes advanced fraud detection capabilities, particularly for analyzing pay documents.

Yes, Truv offers integrations with major lending platforms, including Encompass LOS, Empower LOS, and BYTE Software. This allows for seamless incorporation into existing workflows.

Truv maximizes savings by reducing manual verifications, accelerating the time to close, and improving operational efficiency. Our platform can significantly increase margins on every closed loan.

Truv differentiates itself through: 1. Market leading conversion rates 2. Best-in-class coverage (96% of US workforce) and user experience 3. An all-in-one platform for various types of verifications (income, employment, assets, insurance) 4. Integrations with top Point of Sale (POS) and Loan Origination Systems (LOS) 5. Waterfall verification system to cover 100% of borrowers.

Truv ensures data accuracy by obtaining information directly from the source, whether it’s payroll providers, banks, or borrower-uploaded documents. This direct access, combined with AI-driven analysis and fraud detection, provides lenders with highly reliable verification data.

Yes, Truv provides API access for developers. They offer a quickstart guide, API documentation, and a quickstart repository to facilitate custom integrations for lenders who need specific solutions.