The Automobile Insurance Plans Service Office (AIPSO) is a non-profit organization that serves as a central facility for servicing high-risk automobile insurance policies. Established in 1948, AIPSO facilitates insurance coverage for drivers who are considered too risky to be insured in the standard market due to multiple accidents or traffic violations, or for drivers who are unable to obtain coverage through voluntary insurance markets. As a central servicing agency, AIPSO administers automobile insurance plans on behalf of different states, including New York, New Jersey, Rhode Island, and Connecticut. The organization operates under the direction of a committee of insurance industry professionals from these states. AIPSO’s services include policy issuance, premium collection, claims administration, and managing the residual market mechanism that helps ensure that auto insurance coverage is available to those who need it. AIPSO also oversees a variety of specialized programs, such as the Rhode Island State Medical Payments Plan and the Connecticut High-Risk Plan. In addition to its work in the high-risk auto insurance market, AIPSO offers a range of other services, including data management and analysis, training and education, and actuarial support. The organization is headquartered in Johnston, Rhode Island, and employs more than 400 staff members across the country.