Cavalry Portfolio Services is a debt collection and accounts receivable management company based in Phoenix, Arizona. Founded in 2002, the company specializes in acquiring and servicing charged-off consumer debt portfolios from various creditors, including major banks, credit card companies, and financial institutions. The company operates as a third-party debt collector and is regulated by the Fair Debt Collection Practices Act (FDCPA). Cavalry Portfolio Services purchases defaulted consumer debts at a discount from original creditors and then attempts to collect on these accounts through various methods, including phone calls, letters, and legal actions when necessary. Cavalry Portfolio Services is a subsidiary of Cavalry Investments, LLC, and maintains operations across the United States. The company employs modern technology and data analytics to manage its collection processes and maintain compliance with federal and state regulations. They handle various types of consumer debt, including credit card debt, personal loans, and retail accounts. The company is registered with major credit reporting agencies and is a member of several industry associations, including ACA International (Association of Credit and Collection Professionals). Cavalry Portfolio Services maintains licensing in all required states and territories where they conduct business operations.