Kinsale Insurance Company is a domestic excess and surplus lines insurance company based in Richmond, Virginia. Founded in 2009, the company specializes in providing property, casualty, and specialty insurance coverage for hard-to-place risks that standard insurance carriers typically decline to write. The company operates as a subsidiary of Kinsale Capital Group, Inc., which went public in 2016 and trades on the NASDAQ under the ticker symbol “KNSL.” Kinsale employs a technology-driven underwriting approach and maintains a focus on small to medium-sized accounts across various specialty markets. Their key business segments include construction, small business, excess casualty, property, professional liability, healthcare, management liability, products liability, and energy. The company is known for its proprietary technology platform that streamlines the underwriting process and enhances operational efficiency. The company distributes its products exclusively through a network of appointed wholesale brokers and managing general agents throughout the United States. Kinsale maintains an A.M. Best rating of “A” (Excellent), reflecting its strong financial position and operational performance. The company’s business model emphasizes disciplined underwriting, efficient operations, and a focus on sustainable profitability rather than market share growth.