The Tennessee Department of Commerce & Insurance (TDCI) is a state government agency responsible for protecting consumers and businesses in Tennessee through regulation, education, and enforcement. Established as a regulatory body, the department oversees various industries including insurance, securities, real estate, architecture, contracting, and firefighting services. The department’s primary functions include licensing and regulating insurance companies and agents operating in Tennessee, investigating insurance fraud, mediating consumer complaints, and ensuring fair business practices. It also manages the state’s Fire Prevention Division, which provides firefighter training and conducts fire safety inspections. Through its Division of Regulatory Boards, TDCI oversees numerous professional licensing programs and enforces standards for various occupations. The Securities Division protects investors by regulating the securities industry and investigating financial fraud. The department maintains the Tennessee State Fire Marshal’s Office, which works to prevent fire-related deaths and property damage through education and enforcement of fire safety codes. Additionally, TDCI operates the Consumer Affairs Division, which helps resolve disputes between consumers and businesses while providing educational resources about consumer rights and responsibilities. The agency is headquartered in Nashville, Tennessee, and operates under the authority of the Tennessee State Government, working in conjunction with other state agencies to maintain public safety and economic stability.