The Texas Department of Housing & Community Affairs (TDHCA) is a state government agency established to serve as Texas’s primary agency for affordable housing and community development programs. Created in 1991 through the consolidation of the Texas Housing Agency and the Texas Department of Community Affairs, TDHCA administers various housing and community service programs across the state. The department’s core responsibilities include overseeing the distribution of federal and state housing funds, managing the Low Income Housing Tax Credit (LIHTC) program, and administering various homeownership programs. TDHCA also oversees the Texas Weatherization Assistance Program, which helps low-income households reduce their energy costs, and the Emergency Solutions Grants Program, which provides assistance to individuals experiencing homelessness. TDHCA operates under the direction of a Governing Board appointed by the Governor of Texas and is headquartered in Austin. The agency manages several key initiatives including the Texas Bootstrap Loan Program, First Time Homebuyer Program, and the Housing Trust Fund. It also ensures compliance with federal regulations such as the Fair Housing Act and maintains partnerships with local governments, nonprofits, and private sector organizations to implement its programs effectively. The department is funded through a combination of state appropriations, federal grants, and mortgage revenue bonds.